Product + Pricing Engine

DecisionAssist™ PPE is loan product and pricing software for lenders that delivers instant product eligibility and accurate pricing for all loan types.
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Instant, Accurate Loan Product and Pricing Software

Web-based Loan Product & Pricing Engine

OpenClose’s DecisionAssist™ PPE solution is web-based loan product and pricing software that is offered on a software-as-a-service (SaaS) basis for all mortgage lending channels and product types. Today’s lending landscape is fast-moving, compliance intensive and margins are thin.

You need an easy-to-use decisioning system so Loan Officers/Originators can quickly determine accurate pricing and product eligibility for borrowers at the point-of-sale. And with DecisionAssist™ PPE, you’ll never have to worry about keeping investor guidelines and pricing up-to-date; we do it for you.

Pricing + Investor Guideline Management

OpenClose employs a managed services team that is comprised of experienced mortgage specialist that maintain an extensive library of up-to-date investor guidelines and pricing on a daily basis to ensure that accurate decisioning results are returned every time, in real-time.

Private-Label Products + Company Branding

Investor names and loan products can be hidden or private-labeled as your own programs. In addition, OpenClose offers professionally branded customer-facing web portals that loan officers, originators, correspondents, conduits and other parties can use to decision loans, manage pipelines, view status, store documents and more.

Centralize Products for All Channels

Whatever business channel you need a PPE for, DecisionAssist™ PPE loan product and pricing software works for the retail, wholesale, correspondent/conduit and consumer direct lending channels. The solution flexes and scales with changing business needs as your organization grows.

Increase Loan Quality

Increase Pull-Through Rates + Loan Quality

Using OpenClose’s DecisionAssist™ PPE loan product and pricing software, lenders can determine instant product eligibility and pricing to qualify borrowers can at the point-of-sale, increasing your pull-through rate, reducing cycle times, helping prevent buy backs and strengthening investor relationships.

QM/ATR compliance rules and other investor requirements are always adhered to using DecisionAssist™ PPE.

Maximize Profitability

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Maximize Profitability

Easily control loan profit margins and fees by investor, channel, company or branch.

DecisionAssist™ PPE loan product and pricing software provides you with an easy-to-use administration interface that allows you to oversee and manage profit margins.

Comprehensive lock desk functionality ensures that loans are locked timely and accurately.

Seamless Integrations

DecisionAssist™ PPE integrates seamlessly with OpenClose’s LenderAssist™ LOS platform.

OpenCLose’s loan product and pricing software can also be leveraged as a standalone system.

Integrations with DU® & LP® exist for full automated underwriting capability, thus ensuring that loans are quality, sellable loans.

DecisionAssist™ PPE also interfaces with other third-party applications such as CRMs, LeadGen systems, loan compensation applications and more.

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Rate Sheet Generator

Automated Rate Sheet Generator

The Automated Rate Sheet Generator works with OpenClose’s loan product and pricing software. It is a browser-based tool that fully automates daily rate sheet creation for timely distribution to branches and originators and also runs real-time best execution.

It can easily be added to OpenClose’s DecisionAssist™ PPE.